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IN HOME BUYING. IT
PAYS to be
Strategic

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About

Joe, a mortgage professional with over 20 years of experience, specializes in residential, commercial, investment, and construction loans. Known for exceptional service and tailored solutions, he stays updated on mortgage trends to provide the best advice.

Joe guides clients through the mortgage process, finding the right loans for first-time homebuyers, home equity lines, investor programs, and reverse mortgages. With Joe, you’ll get personalized service and expert advice.

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 Secure a stable monthly payment and peace of mind with a fixed rate mortgage, ensuring predictability throughout your loan term.

FIXED RATE MORTGAGE

Take advantage of initial lower rates and payments with an adjustable-rate mortgage, ideal for those planning to sell or refinance within a few years.

ADJUSTABLE RATE MORTGAGE

(FHA) loans offer more lenient credit requirements and lower down payments, making homeownership more accessible for first-time buyers and those with less-than-perfect credit.

FHA LOAN

 Serving our veterans, VA loans offer 100% financing, competitive interest rates, and no private mortgage insurance for eligible service members, veterans, and surviving spouses.

VA LOAN

Services We Provide

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